Thursday, December 24, 2009

let this be a lesson learned.

Okay, so that there, is my available balance, as you can see... I owe the bank money -.-

How this actually happened..

So I got a check from work, and I'm like I'm going to deposit it NOWWW!! :))) so I can use it for xmas shopping. But mommy was like "anak, you shouldn't deposit it, because you're going to end up spending it anyways, I'll give you money to spend.." I'm like.. "sure okay fine -.-"

So here I am at work, I get a text from the `rents like "ATE BUY US THIS! BUY US THIS!!! OH AND THIS!" it obviously exceeded the amount of money my mom gave me, so what did I do?

Busted out the ATM.. (mommy can pay me back later..)

How this became my fault....

- I didn't look to see how much I had to spend... normally the iPhone would allow me to do it, but for some reason.. when I transferred from my teen account.. it wouldn't update on my phone.. so I'm like.. ew whatever.
- I shouldn't have bought my own stuff with my moms money hehehehe :p
- I had to buy food for lunch, so I kept swiping the damn thing and running it as credit, which WHY! I didn't know my account is ... 0.


The no. 1 reason was..

I should have checked before.. I normally do this, but because my phone was being stupid... I couldn't


Sigh* So I have TWO overdrafts, each costing at $25.

So that check that I have? Yea.. I ended up paying $50 worth of..nothing.. when I could have just spent it..

Oh wells, lesson learned.
Plus my mom is paying for half (:




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